I have gone through the New CGEPHIS and pointed the following disadvantages when compared with CGHS.However Circle union will send a detailed memorandum on this subject shortly and the same will be placed here.
1. The scheme is limited to some amount where as CGHS coverage is an un limited one
2. The scheme is restricted to some of the family members only. Dependent brothers and sisters will not cover by this scheme.
3. The Insurance provider may or may not provide the OPD fecility like CGHS dispensaries.
4. This scheme is too expensive when compared to CGHS.
I request to all the members to send their feed back on the subject to intimate our stand to the Government.